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The key question is, "Where should we keep the key?

"Key gets its power when it is positioned in an appropriate place for utilization. A key has to do its job of locking or unlocking. Key does its job when it's available at an appropriate, unlocked place. If the key is kept safely inside a locked area or in an unknown location, it cannot perform its function and is rendered useless. You may call it a key, but it becomes iron when it does not perform its job.

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"People say money isn't the key to happiness, but I've always thought that if you have enough money, you can have a key made." - Joan Rivers.

The same way, money has its own question: "Where should we keep the money?"

The same way money has to do its job of buying, selling, or engaging in some sort of activity like banking or stocking, it has to circulate like blood. If the money does not do any kind of job, then it becomes mere paper and loses its title "money" to remain as "mere paper" in a real economic sense. If the money is kept safely inside the lockers or not used to do its job, it is not allowed to use its power or value and becomes meaningless paper with the title "money."